Reducing belly fat through exercise at home requires a combination of cardiovascular workouts, strength training, and core exercises. Remember that spot reduction (losing fat from a specific area) is not effective; you'll need to focus on overall fat loss. Additionally, maintaining a healthy diet is crucial for achieving your goals. Here's a workout plan suitable for both males and females:

1. Cardiovascular Exercises: Cardio workouts help burn calories and promote overall fat loss. Aim for at least 150 minutes of moderate-intensity aerobic exercise or 75 minutes of vigorous-intensity exercise per week.

• Jumping Jacks: Do 3 sets of 30-60 seconds.

• High Knees: Run in place while lifting your knees high for 3 sets of 30-60 seconds.

• Burpees: Perform 3 sets of 10-15 repetitions.

• Running or Jogging in Place: 20-30 minutes per session.

2. Strength Training: Building muscle helps increase your metabolism and burn more calories even at rest. Use household items like water bottles, backpacks, or resistance bands for resistance.

• Push-Ups: Do 3 sets of 10-15 repetitions.

• Bodyweight Squats: Perform 3 sets of 15-20 repetitions.

• Planks: Hold for 30-60 seconds for 3 sets.

• Dumbbell Rows: Use household items for resistance and do 3 sets of 10-15 repetitions per arm.

3. Core Exercises: Strengthening your core muscles will help tone your abdominal area.

• Crunches: Do 3 sets of 15-20 repetitions.

• Leg Raises: Lie flat on your back and raise your legs 6-12 inches off the ground. Do 3 sets of 10-15 repetitions.

• Russian Twists: Sit with your knees bent, lean back slightly, and rotate your torso to the left and right, touching the floor on each side. Exercise to Reduce Belly Fat for Male and Female at Home Do 3 sets of 15-20 twists per side.

4. Yoga and Pilates: Incorporate yoga and Pilates into your routine to improve flexibility and strengthen your core.

5. HIIT (High-Intensity Interval Training): HIIT workouts are highly effective for burning calories and boosting metabolism. Perform short bursts of high-intensity exercises followed by brief rest periods.

6. Diet: Remember that exercise alone won't reduce belly fat; you also need a healthy diet. Focus on eating whole foods, including lean protein, fruits, vegetables, and whole grains. Avoid or limit sugary drinks, processed foods, and excess refined carbohydrates.

7. Hydration and Sleep: Stay hydrated and aim for 7-9 hours of quality sleep each night. Sleep and hydration are crucial for fat loss and overall health.

8. Consistency: Consistency is key. Stick to your exercise and dietary plan over the long term to see meaningful results.

Remember to consult a healthcare professional or fitness expert before starting any new exercise program, especially if you have any pre-existing medical conditions or concerns. They can help tailor a program that suits your individual needs and goals.