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2023 Professional IF1: Insurance Legal and Regulatory (IF1) Exam Valid Dumps Sheet

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NEW QUESTION 28
A claim has arisen which is fully covered under insurer A's policy and insurer B's policy. Insurer A's policy has a sum insured of £30,000 and insurer B's policy has a sum insured of £50,000. What proportion of the claim is insurer B liable for if the principle of contribution applies on a rateable proportion by sum insured basis?

• A. Three eighths.
• B. Three fifths.
• C. Five eighths.
• D. Two fifths.

Answer: C

NEW QUESTION 29
Who is represented by a loss assessor?

• A. A claims handler.
• B. A policyholder.
• C. An underwriter.
• D. A broker.

Answer: B

NEW QUESTION 30
An owner of a building reduces its sum insured from £1,000.000 lo £500.000 to save premiums. A Tire causes
£300,000 damage to the building. If the building has a reinstatement value of £750,000 and average is applied, how much will the insured receive in settlement?

• A. £200.000
• B. £150.000
• C. £500.000
• D. £300.000

Answer: A

NEW QUESTION 31
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