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NEW QUESTION 32
Sunita suffers a loss and makes a claim under her household contents insurance policy. When must insurable interest exist for her claim to be valid?

• A. At the time of the loss only.
• B. At policy inception only.
• C. At policy inception and at the time of the loss.
• D. At the time of the proposal.

Answer: C

NEW QUESTION 33
Julie has cancelled her trip to tlaly as she has broken her leg. Which type of insurance policy is specifically designed to compensate Julie for any cancellation charges she has incurred?

• A. A travel insurance policy.
• B. A money insurance policy.
• C. An income protection insurance policy.
• D. A personal accident and sickness insurance policy.

Answer: A

NEW QUESTION 34
Who cedes business to a reinsurer?

• A. The assessor.
• B. The insured.
• C. The agent.
• D. The insurer.

Answer: D

NEW QUESTION 35
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