Credit Cards with Lowest Interest Rates typically offer cardholders the ability to save money on interest charges when carrying a balance on their account. These cards are ideal for those who may not be able to pay their balance in full every month or need to carry a balance for an extended period. Credit cards with low interest rates usually offer an Annual Percentage Rate (APR) that ranges from around 7% to 15%. When choosing a credit card with a low-interest rate, it's important to consider any other fees associated with the card, such as annual fees, late fees, and balance transfer fees. It's also important to consider the rewards and benefits offered by the credit card. Overall, credit cards with low-interest rates can be a great option for those who need to carry a balance on their credit card. It's important to compare different cards and consider all the factors, including fees and rewards, to choose the card that best meets your needs.