You may have noticed that currency rates are subject to change from time to time. This phenomenon is brightly visible in the end of a touristic season, when people return from their vacations with different kinds of currency in their pockets.

At this time, banks can have serious interests in buying certain types of currency and then selling it, possibly, at higher prices.

Yet, if you want to win something with your currency, it is better to look for or wait for the best currency exchange rates.

First of all, it can happen that different places, which offer currency exchange services, establish different currency exchange rates. Usually, the main combat is led between banks and exchange offices, which fight for their clients. If the market situation is rather stable, their rates can vary within hundredth parts of a penny, while under unstable market conditions the competition is much more serious.

When observing the best currency exchange rates, it is necessary to pay attention to the difference between the selling and purchasing rates, the so called margin. Normally, it is slight, but at peaks of a crisis it can reach quite significant numbers. They prove the fact that the financier is not sure about tomorrow. As a rule, their price for selling currency is overrated, while the purchase rates are quite low. In case of a rise in price this financier would have a stock of currency; in case of the price fall this businessman is not going to lose either.

Such are the best currency exchange rates for those who deal with selling or purchasing currency from people.

Advertising their services as those, which offer the best currency exchange rates, banks and exchange offices do not mention that while working with currency inside their system, they sell and buy it at their special interbank rate, which is indeed beneficial, yet selling and buying currency from people, they use great extra charges.

It's also necessary to bear in mind that when you are going to travel somewhere and think that you may have some Valutis Kursi  about you returning home, it is better to think over a travel agency, which would provide the "buy back rate", that is, buy the currency you bring with you and free you from the necessity to look for a bank or exchange office with the best currency exchange rates. Yet, it is necessary to remember that no currency exchange places are obliged to process coins. It is more likely that you will have to leave the coins in peace as a keepsake. Banks often state it as a regulation that they do not accept coins, and give them out only during very special financial operations.