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  • COMMON MISTAKES TO AVOID WHEN BUYING A HOME

    BUYING THE STAGING AND NOT THE HOUSE
    Some people regret winning and eventually buying the house with a top high bid only because they were stunned by how the staging made it look irresistibly beautiful. Sadly, looks can be deceiving. You may be surprised that after possession day and when all the home staging is gone, you’ll realize that the house you bought is not the house you initially loved. Remember, the home staging is there only because it helps define the room and space. It also helps people visualize the possible room arrangements and setup. They don’t usually come with the house. Don’t consider it as a reason for buying, please.
    IGNORING MORTGAGE OPTIONS
    Some home buyers feel tied up in getting a mortgage only from their bank without considering other options. Remember that most banks would offer you a deal that favors their best interest first over yours. Here’s one example, a buyer went directly to a bank for a mortgage loan where they keep their checking and savings accounts. Bank offered them 2.5% for being loyal customers but was under pressure to take the deal within a timeframe. Good thing, the realtor advised the client to try to get advice from a mortgage specialist for comparison. Surprisingly, the mortgage specialist was able to find them a better deal of 2.3%. Later, the original bank representative tried to follow up with the client only to hear that client had already found another lender with a better rate. Then, the bank rep flips and says why they called because the bank interests suddenly went low. And so, if the clients want to take the offer, the bank would be happy to match the same rate as the other. I find it very annoying why banks won’t offer that deal in the first place. Also, banks may not offer or advise you on how to qualify for some government housing programs or first-time home-buying programs. Therefore, it is a good idea to try some other options.
    SKIPPING THE HOME INSPECTION AND NOT DOING DUE DILIGENCE
    I think this is very important, especially when buying an older home. Some houses may have issues that could be costly to fix later. Though it is difficult to find that perfect home, there are ways to deal with this (get advice from your real estate professional). Other homes may have some addition and improvements done without permits. The buyers need to realize that they are assuming any possible repercussions with the city or municipality if they find out (the new homeowners could be penalized and asked to deal with the permits on their own). While some home buyers easily give up and get tired of checking out for more properties or become frustrated by losing bids, sometimes they resort to submitting an offer without considering this process. They only end up taking the risk.
    NOT SEEKING ASSISTANCE FROM REAL ESTATE PROFESSIONALS
    Unless you’re an expert, try not to buy or sell a property on your own. Most who did it alone did not made-up the most value for their home. Seek honest advice from good real estate professionals. Choose and consider one not only because you found out that they give away free stuff like TVs, some gadgets, or even Michael Kors. Try to find those professionals who provide good service, offer valuable advice, and genuinely protect your interest as a client. Ask your friends and families for recommendations or read reviews and feedback online.
    VISIT LINK: https://www.winnipegrealestate.blog/2022/06/09/common-mistakes-to-avoidwhen-buying-a-home/
    COMMON MISTAKES TO AVOID WHEN BUYING A HOME BUYING THE STAGING AND NOT THE HOUSE Some people regret winning and eventually buying the house with a top high bid only because they were stunned by how the staging made it look irresistibly beautiful. Sadly, looks can be deceiving. You may be surprised that after possession day and when all the home staging is gone, you’ll realize that the house you bought is not the house you initially loved. Remember, the home staging is there only because it helps define the room and space. It also helps people visualize the possible room arrangements and setup. They don’t usually come with the house. Don’t consider it as a reason for buying, please. IGNORING MORTGAGE OPTIONS Some home buyers feel tied up in getting a mortgage only from their bank without considering other options. Remember that most banks would offer you a deal that favors their best interest first over yours. Here’s one example, a buyer went directly to a bank for a mortgage loan where they keep their checking and savings accounts. Bank offered them 2.5% for being loyal customers but was under pressure to take the deal within a timeframe. Good thing, the realtor advised the client to try to get advice from a mortgage specialist for comparison. Surprisingly, the mortgage specialist was able to find them a better deal of 2.3%. Later, the original bank representative tried to follow up with the client only to hear that client had already found another lender with a better rate. Then, the bank rep flips and says why they called because the bank interests suddenly went low. And so, if the clients want to take the offer, the bank would be happy to match the same rate as the other. I find it very annoying why banks won’t offer that deal in the first place. Also, banks may not offer or advise you on how to qualify for some government housing programs or first-time home-buying programs. Therefore, it is a good idea to try some other options. SKIPPING THE HOME INSPECTION AND NOT DOING DUE DILIGENCE I think this is very important, especially when buying an older home. Some houses may have issues that could be costly to fix later. Though it is difficult to find that perfect home, there are ways to deal with this (get advice from your real estate professional). Other homes may have some addition and improvements done without permits. The buyers need to realize that they are assuming any possible repercussions with the city or municipality if they find out (the new homeowners could be penalized and asked to deal with the permits on their own). While some home buyers easily give up and get tired of checking out for more properties or become frustrated by losing bids, sometimes they resort to submitting an offer without considering this process. They only end up taking the risk. NOT SEEKING ASSISTANCE FROM REAL ESTATE PROFESSIONALS Unless you’re an expert, try not to buy or sell a property on your own. Most who did it alone did not made-up the most value for their home. Seek honest advice from good real estate professionals. Choose and consider one not only because you found out that they give away free stuff like TVs, some gadgets, or even Michael Kors. Try to find those professionals who provide good service, offer valuable advice, and genuinely protect your interest as a client. Ask your friends and families for recommendations or read reviews and feedback online. VISIT LINK: https://www.winnipegrealestate.blog/2022/06/09/common-mistakes-to-avoidwhen-buying-a-home/
    WWW.WINNIPEGREALESTATE.BLOG
    COMMON MISTAKES TO AVOIDWHEN BUYING A HOME
    COMMON MISTAKES TO AVOID WHEN BUYING A HOME by ARJOM
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  • Winnipeg Real Estate Blog
    Visit: https://www.winnipegrealestate.blog/
    Winnipeg Real Estate Blog Visit: https://www.winnipegrealestate.blog/
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  • HOME BUYING STEPS
    STEP 1 – Decide if homeownership is right for you
    Buying a home is one of the biggest decisions you’ll ever make. To ensure that you make the best choice, ask yourself a few questions. What do you really want in a home? What is your current financial situation? What are your financial and lifestyle needs?
    STEP 2 – Ask yourself, are you financially ready to own a home?
    It’s important to figure out how much you can afford to spend before you start looking for a home. Your mortgage payment will probably be the biggest expense, but there are other costs you should be aware of. You don’t want any unpleasant surprises! The more you know about your current financial situation, the more prepared you’ll be when you meet with your lender or broker. These calculations will clarify your current financial picture and help you figure out how much you can afford.
    STEP 3 – Financing your home
    It’s time to meet with your mortgage lender or broker to discuss your financing options and confirm that you are financially ready to buy a home. They will discuss mortgage terms and interest rates and will explain what you must do to ensure that you get approved for a mortgage once you find your home.
    STEP 4 – Finding the right home
    Now that you have a clear picture of your finances and mortgage options, it’s time to start thinking about the kind of home you want to buy. Look for a home that will meet your needs not just today, but also 5 or even 10 years into the future.
    STEP 5 – Making an offer and closing the deal
    Congratulations! You’ve chosen a mortgage that works for you, found a home that fits your budget and put together your homebuying team. Now it’s time to make an offer and close the deal!
    After you buy
    Maintaining your home and protecting your investment – Becoming a homeowner is a major responsibility. It’s up to you to take care of your home and protect what is likely your biggest investment.

    CYRIL ROCERO
    MAXPRO Real Estate
    (204) 557-2405
    www.cyrocero.ca
    https://www.bestrealtor.blog/
    HOME BUYING STEPS STEP 1 – Decide if homeownership is right for you Buying a home is one of the biggest decisions you’ll ever make. To ensure that you make the best choice, ask yourself a few questions. What do you really want in a home? What is your current financial situation? What are your financial and lifestyle needs? STEP 2 – Ask yourself, are you financially ready to own a home? It’s important to figure out how much you can afford to spend before you start looking for a home. Your mortgage payment will probably be the biggest expense, but there are other costs you should be aware of. You don’t want any unpleasant surprises! The more you know about your current financial situation, the more prepared you’ll be when you meet with your lender or broker. These calculations will clarify your current financial picture and help you figure out how much you can afford. STEP 3 – Financing your home It’s time to meet with your mortgage lender or broker to discuss your financing options and confirm that you are financially ready to buy a home. They will discuss mortgage terms and interest rates and will explain what you must do to ensure that you get approved for a mortgage once you find your home. STEP 4 – Finding the right home Now that you have a clear picture of your finances and mortgage options, it’s time to start thinking about the kind of home you want to buy. Look for a home that will meet your needs not just today, but also 5 or even 10 years into the future. STEP 5 – Making an offer and closing the deal Congratulations! You’ve chosen a mortgage that works for you, found a home that fits your budget and put together your homebuying team. Now it’s time to make an offer and close the deal! After you buy Maintaining your home and protecting your investment – Becoming a homeowner is a major responsibility. It’s up to you to take care of your home and protect what is likely your biggest investment. CYRIL ROCERO MAXPRO Real Estate (204) 557-2405 www.cyrocero.ca https://www.bestrealtor.blog/
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  • Need to sell or buy something? visit - https://www.adposting.ca/canada/manitoba/winnipeg/
    Need to sell or buy something? visit - https://www.adposting.ca/canada/manitoba/winnipeg/
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  • WHY IT’S IMPORTANT TO KNOW YOUR HOME’S VALUE

    Whether you are thinking of selling now or not for many years down the road, it’s important as a homeowner to always know home much your home is worth. Sometimes the need to sell can come up expectantly, or it may just suddenly seem like the opportune time! Whatever the case may be, always knowing what you stand to gain or lose financially with your home is crucial as a homeowner.
    When you already have a solid knowledge of what your home is worth it becomes easy and straightforward to decide on a list price. Our sellers know their homes better than anyone else which is part of the reason why we see them sell for more and be more likely to sell than the market on average. Market data helps homeowners stay up to date with the value of homes in their area, and determine their own home value.

    Visit link - https://www.propertyleads.ca/wpg/
    WHY IT’S IMPORTANT TO KNOW YOUR HOME’S VALUE Whether you are thinking of selling now or not for many years down the road, it’s important as a homeowner to always know home much your home is worth. Sometimes the need to sell can come up expectantly, or it may just suddenly seem like the opportune time! Whatever the case may be, always knowing what you stand to gain or lose financially with your home is crucial as a homeowner. When you already have a solid knowledge of what your home is worth it becomes easy and straightforward to decide on a list price. Our sellers know their homes better than anyone else which is part of the reason why we see them sell for more and be more likely to sell than the market on average. Market data helps homeowners stay up to date with the value of homes in their area, and determine their own home value. Visit link - https://www.propertyleads.ca/wpg/
    WWW.PROPERTYLEADS.CA
    Property Leads - Find out how much your home is really worth
    Property Leads - Find out how much your home is really worth
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  • For best online deals, visit - https://shurdeals.com/
    For best online deals, visit - https://shurdeals.com/
    SHURDEALS.COM
    Home
    Browse our wide selection of various goods with free shipping worldwide.
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  • Benefits of Home Inspection
    If you are looking into buying a house and settling down, you may want to take extra efforts to ensure the house is in the best possible condition. This is why it’s not surprising that home inspection is becoming more prominent in the current real estate market.
    The higher house prices go, the more concerned buyers become about the quality of their purchase. They want to make sure that the property is in a good condition and that it is worth the money they are paying. Beyond the monetary aspect, they are looking for a safe, secure and cozy place for their (future) family. This investment is not something people take lightly.
    If you are still unsure of whether you need to hire a home inspector, here are a few key things to think about!

    Understand the condition of the house
    The main goal of a house inspection is to report on a home condition, which includes identifying potential future problems and safety concerns, and describing the general state of different parts of the house (structure, construction, plumbing, and other key home components).

    Home inspection is designed to help buyers make informed decisions about their home purchase, ensuring that the physical condition of the house is on par with what the house appears to be.

    Typical home inspection reports will pinpoint both major defects and minor problems with a property. Qualified home inspectors will be able to offer suggestions on how to deal with some of those defects. At the end of the day, the buyer is the one who makes a final decision; but a house inspection gives him/her a more thorough understanding of property conditions and potential future issues.

    Spend now to save later
    Some buyers don’t want to invest into a home inspection, stating that it falls under ‘extra expenses’ on top of their house purchase. In reality, a home inspection adds more value for property buyers than they realize.

    Finding out about water leakages and/or non-working appliances after the purchase can lead to unexpected and pricey repairs down the road. In this case, a home inspection is an investment into the buyer’s future, as it allows them to plan ahead, or even to request the seller to do the repairs before the deal is struck.
    And if you happen to be one of the cases where an inspection showed no major home defects, that will only give you peace of mind and confidence in the property you are getting.

    Contribute to a smooth purchase
    Conducting a home inspection before purchasing a home can help answer a lot of questions about the property, making it easier for both the buyer and the seller to agree on the market value of the house.

    If major issues are identified in the home inspection report, the buyer has a basis to ask for a lower property price or to advocate for the repairs to be done prior to the purchase. On the other hand, seeing that no major repairs are needed in a home can make it easier to accept the house price. Having access to accurate information about the house condition puts everything out in the open and allows both parties to have a fair and easy negotiation process.

    Visit link https://www.facebook.com/InspectorBudget.ca

    Benefits of Home Inspection If you are looking into buying a house and settling down, you may want to take extra efforts to ensure the house is in the best possible condition. This is why it’s not surprising that home inspection is becoming more prominent in the current real estate market. The higher house prices go, the more concerned buyers become about the quality of their purchase. They want to make sure that the property is in a good condition and that it is worth the money they are paying. Beyond the monetary aspect, they are looking for a safe, secure and cozy place for their (future) family. This investment is not something people take lightly. If you are still unsure of whether you need to hire a home inspector, here are a few key things to think about! Understand the condition of the house The main goal of a house inspection is to report on a home condition, which includes identifying potential future problems and safety concerns, and describing the general state of different parts of the house (structure, construction, plumbing, and other key home components). Home inspection is designed to help buyers make informed decisions about their home purchase, ensuring that the physical condition of the house is on par with what the house appears to be. Typical home inspection reports will pinpoint both major defects and minor problems with a property. Qualified home inspectors will be able to offer suggestions on how to deal with some of those defects. At the end of the day, the buyer is the one who makes a final decision; but a house inspection gives him/her a more thorough understanding of property conditions and potential future issues. Spend now to save later Some buyers don’t want to invest into a home inspection, stating that it falls under ‘extra expenses’ on top of their house purchase. In reality, a home inspection adds more value for property buyers than they realize. Finding out about water leakages and/or non-working appliances after the purchase can lead to unexpected and pricey repairs down the road. In this case, a home inspection is an investment into the buyer’s future, as it allows them to plan ahead, or even to request the seller to do the repairs before the deal is struck. And if you happen to be one of the cases where an inspection showed no major home defects, that will only give you peace of mind and confidence in the property you are getting. Contribute to a smooth purchase Conducting a home inspection before purchasing a home can help answer a lot of questions about the property, making it easier for both the buyer and the seller to agree on the market value of the house. If major issues are identified in the home inspection report, the buyer has a basis to ask for a lower property price or to advocate for the repairs to be done prior to the purchase. On the other hand, seeing that no major repairs are needed in a home can make it easier to accept the house price. Having access to accurate information about the house condition puts everything out in the open and allows both parties to have a fair and easy negotiation process. Visit link https://www.facebook.com/InspectorBudget.ca
    WWW.FACEBOOK.COM
    Inspector Budget
    Inspector Budget, Winnipeg. 58 J’aime · 1 en parlent · 2 personnes étaient ici. We do the residential property home inspections. We provide our best advice to homeowners and buyers in finding defects...
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  • BUYING REAL ESTATE IN TODAY'S MARKET
    with Cyril Rocero - MaxPro Real Estate - Winnipeg Realtor


    Is it the best time to buy real estate now?
    If you ask an experienced investor, they always tell you that the best time to buy real estate is 5 years ago. During the pandemic year, prices of homes sold in Canada have ridiculously spiked very high exceeding tens of thousands to hundreds of thousands more than the asking price. Therefore, imagine if you had invested and bought multiple properties, vacant lands, commercial properties, and other investments in real estate from years before, you could be laughing now by selling them in today's market.

    I'm not an investor, is it still good to buy real estate now?
    I get it, we all want to take advantage while the mortgage interests are still very low, but now everyone wants to buy a property too and it just became a wild competition out there for all home buyers. I suggest not to become over-aggressive and land on winning but too over-priced property. You might realize later that even though you got a low-interest rate from banks, you still end up paying a high monthly mortgage due to a very high purchase price. Always consider that if anything unexpected happened and changed your lifestyle financially, there's always a risk of losing your beloved home and force-sell it for a lower price.

    Investor's number 1 rule, "buy low, sell high"

    In the event of undergoing challenges or downfall for example loss of work, divorce, bankruptcy, etc. and you may need to quickly sell and liquidate your assets, then you are forced to sell your property at a low price and lose. This later becomes an opportunity for investors to bargain for a lot lesser than your asking price so they could sell this property later when good timing comes again like the timing now. If you bought an over-priced property, it may take you a variable of 10 to 20 years to wait for the market to get back the correct valuation just equivalent to your purchase price (depending on how over-priced you bought the property).

    How can I buy a property in today's market and not lose despite of high prices?

    Be more strategic than emotional when buying a property. Write an offer with the amount that you are only comfortable buying. Overcome your mortgage payments by investing in a duplex or triplex, renting out space in your house, or utilizing it to generate more income by fostering kids, home care for elders, or holding foreign students.

    If I want to become a real estate investor, what are my options?

    Buy and hold - Invest in rental properties like a duplex, triplex, or multi-family.

    Flipping - Buy a cheap property that needs fixing but with good potential after the improvements.

    Build & sell - Buy vacant land or with an old house to be demolished, we could design and build the house to be sold later for a profit.

    BRRRR - Buy, Renovate or Rehab, Rent, Refinance, and Repeat!

    If you need help finding the best properties that fit your choice, I would love to be at your service.

    https://www.bestwinnipegrealestate.com/
    BUYING REAL ESTATE IN TODAY'S MARKET with Cyril Rocero - MaxPro Real Estate - Winnipeg Realtor Is it the best time to buy real estate now? If you ask an experienced investor, they always tell you that the best time to buy real estate is 5 years ago. During the pandemic year, prices of homes sold in Canada have ridiculously spiked very high exceeding tens of thousands to hundreds of thousands more than the asking price. Therefore, imagine if you had invested and bought multiple properties, vacant lands, commercial properties, and other investments in real estate from years before, you could be laughing now by selling them in today's market. I'm not an investor, is it still good to buy real estate now? I get it, we all want to take advantage while the mortgage interests are still very low, but now everyone wants to buy a property too and it just became a wild competition out there for all home buyers. I suggest not to become over-aggressive and land on winning but too over-priced property. You might realize later that even though you got a low-interest rate from banks, you still end up paying a high monthly mortgage due to a very high purchase price. Always consider that if anything unexpected happened and changed your lifestyle financially, there's always a risk of losing your beloved home and force-sell it for a lower price. Investor's number 1 rule, "buy low, sell high" In the event of undergoing challenges or downfall for example loss of work, divorce, bankruptcy, etc. and you may need to quickly sell and liquidate your assets, then you are forced to sell your property at a low price and lose. This later becomes an opportunity for investors to bargain for a lot lesser than your asking price so they could sell this property later when good timing comes again like the timing now. If you bought an over-priced property, it may take you a variable of 10 to 20 years to wait for the market to get back the correct valuation just equivalent to your purchase price (depending on how over-priced you bought the property). How can I buy a property in today's market and not lose despite of high prices? Be more strategic than emotional when buying a property. Write an offer with the amount that you are only comfortable buying. Overcome your mortgage payments by investing in a duplex or triplex, renting out space in your house, or utilizing it to generate more income by fostering kids, home care for elders, or holding foreign students. If I want to become a real estate investor, what are my options? Buy and hold - Invest in rental properties like a duplex, triplex, or multi-family. Flipping - Buy a cheap property that needs fixing but with good potential after the improvements. Build & sell - Buy vacant land or with an old house to be demolished, we could design and build the house to be sold later for a profit. BRRRR - Buy, Renovate or Rehab, Rent, Refinance, and Repeat! If you need help finding the best properties that fit your choice, I would love to be at your service. https://www.bestwinnipegrealestate.com/
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