How To Differentiate Between Fake Credit Card & Valid Credit Card? A fake credit card is a counterfeit card that is not created by banks. But they look just like valid credit cards. So who creates the fake cards? These cards are often created by fraudsters, and they get your valid credit card information and create a fake card with a fake account number. To know more visit: https://www.kotak.com/en/stories-in-focus/cards/credit-cards/differentiate-between-fake-credit-card-and-valid-credit-card.html