Buying your own home is the investment of a lifetime. Therefore, it needs a lot of care, ranging from choosing the unit, going through all the bureaucracy inherent to the business, until reaching the end of the transaction. In fact, it is the realization of the dream of many Honduras, but one must exercise caution and acquire the necessary knowledge about this financial negotiation. Is that you? Do you know how to buy a Roatan properties safely?

In fact, it is not enough to have the resources, it is necessary to have a dose of patience to deal with the processes that involve this negotiation. Making good planning and being careful is one of the essential measures to close the deal without the risk of future annoyances and regrets.

In this post, you will know some tips to get through this important moment without major problems. Check out!

1. Make a good plan

This is the most important measure when you decide to buy a property. This is because this purpose involves a large investment, which is usually long-term. That is, this funding will compromise your budget for a long time and it is always good to be cautious.

However, this decision is not just about funding, as other expenses also come together and you must be prepared for them, such as:

  • condominium fee;
  • Real estate transfer tax
  • cost of the Definitive Purchase and Sale Deed;
  • deed fee paid to the bank responsible for financing;
  • Land registry expenses; among others.

The expenses do not stop there, as there are other costs that can also be included in the planning, such as moving expenses, buying furniture, decorative objects, etc.

In view of this, the ideal is that, before deciding to buy a property, you make a good reservation for the moments of financial crisis that can always arise. Preventing yourself for these situations can guarantee your peace of mind in the future.

2. Choose the right property for your needs

When buying a property, you should carefully evaluate what you really want. Whether it will be a property to live in or to vacation with the family, if you want a house or an apartment, among other questions. These are issues that must be well resolved—doubts that need to be resolved before the quest begins.

Other aspects have to do with size, with the number of rooms that will be needed, with the need for a condominium with several leisure areas, among other requirements that make a difference. After your decision and when you start looking, pay attention to the security that the property will provide, as well as comfort and well-being — since, regardless of the reason for the purchase, it must meet these basic needs.

3. Check the state of conservation

In the case of a used property, check its state of conservation. Some details can be checked on the first visit, such as finishing, material used in coatings, painting, electrical and hydraulic systems, among other items.

4. Check the documentation

In the transaction of buying and Roatan houses for sale real estate, there is the bureaucracy of documentation that needs a lot of attention so that the deal is closed smoothly and without any problem. Check what needs to be done:

  • rectified registration: issued by the registry office that brings the history of the property;
  • Document proving that the property can be inhabited;
  • tax status certificate;
  • Declaration of non-existence of condominium debts.

The documents required from the seller are:

  • identity document ;
  • Individual Taxpayer Registration;
  • proof of address;
  • proof of marital status;
  • negative certificates of actions in the Federal Court; interdiction, guardianship and trusteeship; actions of State and Municipal Treasury (Fiscal Executives); civil actions; title protest; certificate regarding the Union's active debt (if trader); certificate of discharge of federal taxes and contributions (if trader);

5. Seek to negotiate with a credible real estate company

In the real estate sector, as well as in several other segments, training and qualification of its professionals are required. In this way, when hiring a realtor to intermediate the purchase of a property, look for those who already have a lot of experience and credibility in the sector.

Real estate companies that have been in the market for some time have realtors prepared to solve all kinds of problems that may arise. By making this option, you will have experienced professionals always ready to help. For this, look for indications and references of those who have already used the service.

6. Check the property's debts

It is not uncommon for some debts left by the former resident to be charged to the new owner. Therefore, it is essential to check well if there are debts left behind, such as property tax, fire fee, condominium fees, among others.

In fact, they are debts left with the property, which accompany it and must be paid by whoever buys the unit. So, before closing the deal, check carefully so you don't have to pay third-party bills. Thus, if the property has debts, they must be negotiated with the seller, with alternatives to be paid by the seller or used to reduce the value of the property. This agreement must be signed before closing the deal.

7. Consider the location

The good location of a property is one of the guarantees that you will get a good deal. Generally, a privileged location offers a good infrastructure with the offer of many services, shopping centers, a good trade, schools, colleges and many transport options.

Also, don't forget to have your profile set to look for characteristics that have to do with what you crave. For example, it's useless to look for busy places with a varied trade if, in fact, what you really like is a quiet place.

As we have seen in this content, buying an apartment safely requires care and attention to all the factors listed in this post. For this, the tip is to look for an experienced realtor with qualified brokers who will always seek the best for their customers.

Did you like this article on how to buy a property safely? Did you see how little care is taken when buying your home? Therefore, there is nothing better than looking for someone who understands to help in this search. Please us contact and ensure more security in your trading!

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